free coffee at the coffee bean

Yay for you if you live in CA, AZ, TX or HI! If you do, then your local The Coffee Bean & Tea Leaf is the place to be today (Thurs, Jan. 14th)! Between 4 and 7 pm they are giving away a free 12 oz heritage drink. This includes either a Cafe mocha, a Sunrise Ice Blended or Berry'd Treasure Ice Blended drink! YUM! Go here to find a location near you!

old navy clearance--75% off

Right now at Old Navy they have a bunch of clearance that is up to 75% off. That means there's a bunch of stuff for only a few bucks! If you use your Old Navy or Gap card you also get free shipping! Sweet! PLUS, shop through ebates and get an additional 2% back! Go here to check out the sales!

making the most of the time

With a new year comes new goals...right?

Yeah, not so much.

Usually.

This year though I've made some really simple goals. I would have made them at a different time of the year, but it just so happens that they come at the beginning of a new year. Perfect!

My hubby and I (and our two girls) have been blessed with a really fantastic church that faithfully preaches the Word of God at every opportunity! We are in a place where we are growing so much from week to week, and we are so thankful! We are being challenged in our spiritual lives and so a couple of my new goals have sprung from that. Here they are:

1. My hubby and I have committed to studying the books of 1 and 2 Peter together. To help us in our study we bought a study guide that we're working through together.

2. To go along with studying 1 and 2 Peter, I have committed to memorizing both books by the middle of the year. Broken down, that is roughly 6 verses a week. For me, memorization comes fairly easily so this isn't too daunting of a challenge for me. As a child, I participated in a program called AWANA, where I memorized Scripture every week. Most of the verses I know now are from that time. I also started to memorize the book of Ephesians a few years ago and got part way through chapter two...it's amazing how much of that I still remember, years later. I am SUPER excited for this goal! This week is 1 Peter 1:1-5--and I'm well on my way!

Those are the main two goals that I've made this year. I have some other goals floating around in the back of my mind that I'll share later.

I'd love to hear what your goals are for this year? Maybe I'll even steal a few of them!

papa john's: b1g1 free pizza deal

If you're planning on ordering some pizza in the near future (like, before 1/13/10!), you may want to order from Papa John's! Here's the deal: buy one large or x-large pizza at regular menu price and get a second pizza of equal or greater value FREE! Just use the code DH0110 when you order online to get the deal!

Go here to order online!

peet's coffee: b1g1 free coupon

Go here to print a coupon for Buy 1 Get 1 free drink at Peet's Coffee (excludes juice, kids drinks and bottled beverages). Yum! And go here to find a location near you! Coupon expires Monday, January 18th.


Thanks Money Saving Mom!

unemployment: week 1

I mentioned a couple days ago that my husband got laid off...again. We just completed Week 1 of Unemployment #2! And we're making it!

However, this time is slightly different than last time. THIS time, we're pregnant with twins that are due in two months. Eek! We're also in the middle of trying to short sale our two bedroom condo, in the hopes of moving to a bigger place to accommodate our quickly growing family. This has made for some interesting new trials in the insurance and housing departments!

As we travel through this unemployment period, I'll update you on how we're surviving week after week. So, for this week, here's how it went and here are the things we did:

• we used gift cards to buy some groceries from Walmart. So far very little has been spent on groceries! My goal is to spend around $20 a week.
  
• we pretty much quit eating out. We did pick a couple things up and eat them at home (both were around $5).
• we are being more creative in eating at home, including using a lot from our stockpile.
  
• we applied for Medicaid and requested info on our insurance Cobra, still waiting on all that.
  
• I talked to both of my doctors to make sure they accept both Medicaid and the Cobra, just in case.
• my hubby applied for unemployment.
• he also contacted a company regarding a job...more details on that later.
  
• we contacted our HOA to see about getting payments suspended. Verdict: Nope. We're stuck with an insanely high HOA. Still figuring out what to do about that.
• we are enjoying some really nice time together as a family...what a blessing this time has been so far!

So we had a really productive week! We're getting everything lined up that we can think of and seeking to make God-honoring decisions about our future. God has truly been good to us and we're excited to see where He leads us next!

50 free photos from cvs

Sign up for CVS photo center and get 50 free prints, plus free photo storage! Click on the box above to sign up!

dickey's: mondays--$1 pulled pork

At Dickey's on Mondays in January and February Pulled Pork Big BBQ Sandwiches are only $1 (limit 2 per customer)! These are my favorite sandwiches at Dickey's!

To save money, pick up some sandwiches and eat at home...saves money on sides AND drinks!

Go here to find a location near you!

it's a new year!

Happy New Year!

So I didn't mean to take a month off from blogging...it just sort of happened. There was a lot of craziness around here with all the Christmas and New Year's festivities! It was a fantastic time with friends and family!

As the last month was going along and I went day to day not blogging, I was trying to think of what to do this year here on the ol' blog. Recently we finished Dave Ramsey's class, Financial Peace University, and I was going to start tracking the debt we were paying off from month to month. I was going to show you how we were doing every month in the saving money department by being frugal, clipping coupons, etc.

Then December 29th happened.

My precious hubby got laid off from his job. That's the second time in one year! What a year! I was thankful that they at least waited until AFTER Christmas and AFTER my birthday (which is the 28th) to do the laying off. Being 28 weeks pregnant with twins has been the main concern we have. Insurance is expensive. Doctors are expensive. Hospitals are expensive. Babies are expensive. Diapers are expensive! But we'll make it! We'll figure something out!

So now the plan for my blog has changed. I'm going to document our journey through unemployment, a twin pregnancy, a short sale or foreclosure looming in the near future, etc.

I've already been coming up with interesting ways to save money and cut back, while still enjoying the things we love! Come along and see how we're doing it! And feel free to give me ideas!

neosporin lip health: $3/1 printable

Yay, the $3/1 Neosporin Lip Health coupon is back! Go here (FF) or here (IE) to print yours (remember to print it twice!).


Thanks Common Sense With Money!